Financing
Expand your purchasing power with Promotional Financing through Synchrony.
Synchrony Bank provides you with a variety of promotional financing offers designed to fit specific financial needs. The promotional options available to you are listed below. For additional disclosure information, please see below.
Promotion Options
No Monthly Interest if Paid in Full within 6 Months* Plan 920
On qualifying purchases with your Synchrony Bank credit card. $29 Account Activation fee may apply. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full. See below for additional information.
5.99% APR Until Paid in Full* Plan 990
On qualifying purchases with your Synchrony Bank credit card. $29 Account Activation fee may apply. Fixed monthly payments equal to 4.00% of promo purchase amount until paid in full. Estimated payoff period 27 months. See below for additional information.
7.99% APR Until Paid in Full* Plan 991
On qualifying purchases with your Synchrony Bank credit card. $29 Account Activation fee may apply. Fixed monthly payments equal to 4.00% of promo purchase amount until paid in full. Estimated payoff period 28 months. See below for additional information.
9.99% APR Until Paid in Full* Plan 982
On qualifying purchases with your Synchrony Bankcredit card. $29 Account Activation fee may apply. Fixed monthly payments equal to 3.00% of promo purchase amount until paid in full. Estimated payoff period 40 months. See below for additional information.
11.99% APR Until Paid in Full* Plan 965
On qualifying purchases with your Synchrony Bank credit card. $29 Account Activation fee may apply. Fixed monthly payments equal to 1.75% of promo purchase amount until paid in full. Estimated payoff period 86 months. See below for additional information.
No Monthly Interest if Paid in Full within 18 Months* Plan 924
On qualifying purchases with your Synchrony Bank credit card. $29 Account Activation fee may apply. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full. See below for additional information.
Plan 990: Interest will be charged on promo purchase from the purchase date at a reduced 5.99% APR and fixed monthly payments are required equal to 4.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval
Plan 991: Interest will be charged on promo purchase from the purchase date at a reduced 7.99% APR and fixed monthly payments are required equal to 4.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval
Plan 982: Interest will be charged on promo purchase from the purchase date at a reduced 9.99% APR and fixed monthly payments are required equal to 3.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval
Plan 965: Interest will be charged on promo purchase from the purchase date at a reduced 11.99% APR and fixed monthly payments are required equal to 1.75% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval
Plan 924:No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 18 Months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to this promotional purchase, except that the fixed monthly payment will continue to be required until the promotion is paid in full. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval
